Grow Your Nepali Business with CellPay: Easy, Secure Digital Payments

Nepal’s economy is rapidly embracing cashless transactions. During the pandemic years, digital payments surged – for example, payments via mobile and internet nearly doubled from mid-2020 to mid-2021, reaching over NPR 5.3 trillion. For small shops, cafes, and street vendors, offering digital payment options is becoming a customer expectation and a way to grow business. By switching on to digital, you can speed up checkouts, reduce mistakes and theft, and attract tech-savvy customers. With CellPay, accepting payments is simple: customers just scan your QR code and pay instantly. Imagine a bustling Nepali market where vendors display fresh produce. By putting up a CellPay QR code at the checkout, these vendors let customers pay from their phones instead of fumbling for cash. CellPay is a Nepal Rastra Bank–licensed payment app that already has over 200,000 merchants in its network. Customers can scan any QR code in the Fonepay-CellPay network and pay straight from their bank or CellPay wallet. This means every sale is settled instantly into the merchant’s bank account – no more waiting for money, no loose change, and an automatic digital record of each transaction. In short, going digital with CellPay makes payments faster, safer, and more professional. Why Go Cashless? Benefits for Small Businesses Going cashless brings many benefits: Faster, smoother sales: Digital payments cut checkout time. Customers simply scan a QR or tap with their phone, so lines move quickly. Less cash handling: You won’t have piles of notes to count at day’s end, reducing risk of theft and counting errors. Every sale is recorded in CellPay, making bookkeeping and taxes easier. Safer and trusted: Because CellPay is licensed by NRB and uses global security standards, your customers can trust that payments are safe. This builds confidence in your store. Wider customer reach: Tourists and younger Nepalis often prefer digital payments. By accepting CellPay, you attract those customers and let them spend more easily. Free to use: Thanks to Nepal’s National Payment Switch (NCHL), payments between customers and merchants on QR networks have no extra fees, a policy meant to encourage small businesses to go digital. CellPay’s Key Features for Merchants CellPay makes setup and use very easy. Key features include: No card or e-wallet needed: You only need a CellPay app connected to your bank account. Simply complete KYC and link your account, and you’re ready. QR Code payments: CellPay lets merchants generate a static QR code. Customers open their banking app or CellPay, scan this QR, and enter the amount. The payment happens instantly. Instant settlement: As soon as a customer pays, the money is credited to your wallet then daily at your desired time the money is settled to your bank account. Secure and compliant: CellPay is built on secure open-banking technology and meets international PCI-DSS standards. All transactions are encrypted, keeping your business and customers safe. Multi-bank linking: You can link multiple bank accounts from CellPay’s partner banks. This flexibility means payments go where you want. Bilingual support: CellPay’s app works in both Nepali and English, making it easy for anyone to use. These features give you a powerful, yet simple way to accept payments. As CellPay notes, its QR “scan-and-pay” makes for “the easiest payment experience”. Plus, with the Fonepay integration, your store joins a network of 160,000+ QR merchants nationwide. In practice, a merchant only needs to display their CellPay QR (on paper or a stand). A customer takes out their phone, opens a banking app or CellPay, scans the QR, and confirms the amount – done. CellPay’s hands-on illustration shows just how simple it is: a staff member holds a smartphone over a printed QR code, sending payment in seconds. No cash changes hands, and a digital receipt is recorded instantly. Real-Life Examples: Shops and Vendors CellPay is ideal for all kinds of small businesses: Grocery and general stores: A shop can print a CellPay QR and stick it near the cash register. Customers buying vegetables or noodles just scan and pay – no need to hold or count cash. Sales finish faster, and shopkeepers avoid carrying cash home. Cafes and eateries: A café owner can include a QR code on the bill or counter. Customers settle their bills electronically, enjoying the contactless convenience. This also speeds up busy coffee queues. Street vendors and markets: A fruit or spice vendor at a roadside stall can use CellPay on their phone, or display a printed QR on a board. Even if vendors move locations, they can take payments from any customer with a banking app. This flexibility expands their customer base. Tailors, salons, and service providers: Freelancers like tailors, barbers, or mechanics often collect partial payments or tips. With CellPay, they can request payment via QR on their phone – customers scan and tip or pay instantly after the service. It feels modern and trustworthy. All these examples show one thing: being part of the digital payment network helps small businesses grow and compete. Customers remember shops that are easy to pay, and having digital records can help you plan inventory or apply for loans. As one IFC report noted, digital financial tools “saved” many small businesses during the pandemic by keeping sales going. By accepting CellPay, you join that resilient cashless ecosystem. How to Get Started with CellPay Ready to go digital? It’s easy to join CellPay as a merchant. Just download the CellPay app (Android or iPhone) and sign up as a business user. Complete the simple KYC process and link your bank account. CellPay’s app will walk you through setup step-by-step. There is no need to pay for a separate terminal or switch – you only need your smartphone and printable QR. Once registered, you’ll receive your official CellPay merchant QR code. Start by sharing it on your shop counter or bills. Then test it: have a customer scan and pay. You’ll see the money hit your account instantly. It’s that straightforward. If you ever need help, CellPay’s support team and grievance officer (details on the site) are there for you. Join thousands of Nepali merchants who have already boosted their business with CellPay. Embrace secure, quick payments today – register as a CellPay merchant and watch your business thrive in Nepal’s digital economy! Sources: Official CellPay features; Nepal digital payments trends.